Are you looking for an affordable, simple, decent home?
Would you like to help lower income families find affordable
housing? The Family Selection Committee of Habitat for Humanity North Shore is
searching for lower income families to occupy the three affordable housing
units that HFH-NS is scheduled to build in Danvers, MA over the next year. Habitat for
Humanity homeownership provides secure affordable housing to low-income
individuals who have been living in substandard housing. Habitat for Humanity
believes homeownership is a vital step in creating self-esteem and empowerment
in both families and neighborhoods, and is the most basic way to break
successive generations of poverty.
Eligibility Requirements to Become a Habitat Homeowner
In order to become a homeowner through our program, you must
meet these initial criteria:
- You must be a
resident of or be employed within Beverly, Danvers, Essex, Gloucester, Hamilton, Ipswich, Lynn, Lynnfield,
Manchester, Marblehead, Nahant, Peabody, Rockport, Rowley, Salem, Saugus, Swampscott, Topsfield, or Wenham and for at
least 12 months consecutively prior to the date of application. If you do not
meet this requirement, you can search the Habitat International website for the
local affiliate in your area. (www.habitat.org)
- You must be a legal resident of the United States.
- Partner families must
earn adequate income to repay the mortgage. Your total yearly income must fall
within our income guidelines, which are adjusted for family size. For instance,
the range for a family of 4 would be $36,080 - $54,120
- The total gross household income (the amount before taxes or other deductions)
must fall within the range posted below. Income includes wages, SS,
disability, SSI, food stamps, TANF and consistent child support.
2011 - 2012 Yearly Gross
You must have good credit.
All financial information is kept in strictest confidence.
In addition to meeting the financial guidelines, applicants must
demonstrate an understanding and acceptance of the "sweat equity"
requirement. The family must be willing to partner with Habitat for Humanity, working 400 "sweat
equity" hours, helping to build their home and other families’ homes. In
return, HFHNS will provide a no-profit mortgage with no interest for 20-30
years. A portion of the sweat equity hours will be homeowner education and/or
financial responsibility classes on topics such as credit/budget, lawn
maintenance and preparing a will.
If you know of a family that may meet these requirements and
would like to receive an application packet, please contact Warren Morrison at email@example.com or telephone (781) 598-0310 and leave your name, address and telephone number.
If you are interested in learning more about our family selection process or
volunteering for our Family Selection Committee, please visit www.habitatforhumanity-northshore.org for more information.
Habitat for Humanity North Shore pledges to the letter and spirit of U.S. and state policies for the achievement of equal housing. We do not eliminate applicants or discriminate because of race, color, religion, gender, sexual orientation, handicap, family status, ethnicity, national origin, or public assistance as a source of income.
To apply, you may :
- Download an application from this website and return by mail. Download forms here:
Application form: Spanish Application form:
- Email firstname.lastname@example.org requesting an application. Include name, address and phone number.
- Call (781) 598-0310 and tell us you would like an application packet. Please leave your name, address and phone number.
Habitat for Humanity-North Shore
215 Maple St.
Lynn, MA 01904
Or e-mail us at: email@example.com